The Honest Tithe.ly Alternative Built for Growing Churches
Tithe.ly takes percentage platform markups on tithes or charges $119/month for their all-inclusive suite. SWAPP provides 0% platform fee giving, full church CRM, child check-ins, and door-to-door evangelism maps for just $49/mo flat.
| Capability / Pricing Tier | SWAPP | Tithe.ly |
|---|---|---|
| Monthly Cost | $49 / mo flat | $119 / mo (All-Inclusive) |
| Onboarding & Setup Fees | ✓ $0 Free Onboarding | $0 |
| Contract Commitment | ✓ Month-to-Month (No Contracts) | Month-to-month |
| Platform Giving Fee | ✓ 0% Platform Markup | 2.9% + $0.30 + Platform Markups |
| Soulwinning & Neighborhood Mapping HUD | ✓ Live Territory GPS Maps & Canvassing | ✕ No Soulwinning / Street Maps |
| Free Outreach Map Printing (QR Enabled) | ✓ Unlimited High-Res Map Sheets | ✕ Not Available |
| Custom Branded Mobile App (iOS & Android) | ✓ Included in $49/mo | Tithe.ly App (Add-on fee or bundle) |
| Church Bus Ministry Driver Navigation | ✓ Live Rider Check-in & Route HUD | ✕ Not Available |
| Real-Time Community Prayer Wall | ✓ Interactive Moderated Wall | ✕ Limited or Third-Party |
| Bilingual Platform (English & Spanish) | ✓ Native Dual-Language Support | English Primary |
3-Year Total Cost of Ownership (TCO) Breakdown
See how much money your church keeps in ministry over 36 months when avoiding predatory markups and contract fees.
- Upfront Setup Fee: $0
- Software Subscription: $119/mo × 36 = $4,284
- Estimated Platform Giving Markup: ~$3,600 in giving platform cuts
- Upfront Setup Fee: $0
- Software Subscription: $49/mo × 36 = $1,764
- Platform Giving Markup: $0 (0% Platform Fee)
Why Forward-Thinking Pastors Choose SWAPP Over Tithe.ly
The four critical differences that simplify operations, protect ministry finances, and multiply outreach results.
1. Keep 100% of Tithes with 0% Platform Fees
Tithe.ly is fundamentally a payments company that monetizes church donations through platform markups. On $250,000 in annual giving, those fees take thousands of dollars away from your ministry budget. SWAPP charges 0% platform fees, passing wholesale Stripe non-profit rates directly to you with complete transparency.
2. Flat $49/mo vs Tithe.ly's $119/mo All-Inclusive Bundle
To get a custom church app, messaging, and ChMS features on Tithe.ly, you must pay $119 every single month ($1,428/year). SWAPP includes the complete church app, full member CRM, messaging, attendance tracking, and check-ins for just $49/mo ($588/year)—saving $840/year in software fees alone.
3. Community Outreach & Soulwinning Tools
Tithe.ly focuses exclusively on administrative back-office tasks and digital donation intake. SWAPP connects the back office to the front lines of ministry with live GPS neighborhood mapping, scannable QR territory sheets, and automated visitor follow-up.
4. Unified Church App vs Fragmented Plugins
Tithe.ly acquired multiple different software tools (Elvanto, Breeze, etc.), leading to disjointed user experiences and complex synchronization. SWAPP is built from the ground up as a single, unified codebase that runs fast, clean, and reliably.
Seamless Migration Blueprint: Switching in 48 Hours
Transitioning software shouldn't be stressful. We ensure zero data loss, zero member disruption, and continuous Sunday giving.
Export Donors & Contact Directory from Tithe.ly
Download your full donor history and congregation contacts in CSV format from your Tithe.ly admin console.
Import into SWAPP Member CRM
Use SWAPP's drag-and-drop CSV importer to automatically map donor records, giving history, and family units.
Connect Stripe for 0% Platform Fee Processing
Activate Stripe non-profit processing to begin receiving direct deposits with 0% SWAPP platform fees.
Launch Text-to-Give & Mobile App
Give your members your new text-to-give number and church app QR code for seamless recurring stewardship.
Frequently Asked Questions: SWAPP vs Tithe.ly
Why are churches moving from Tithe.ly to SWAPP?
Churches are choosing SWAPP to save over $840/year in software fees ($49/mo vs $119/mo), eliminate platform giving cuts with 0% platform fee processing, and equip their members with door-to-door evangelism maps that Tithe.ly does not provide.
How much money does a church save with 0% platform fees?
A church collecting $20,000/month in digital tithes saves approximately $1,200 to $2,400 annually by eliminating third-party platform markups and using SWAPP's direct Stripe non-profit integration.
Can our members set up recurring giving in SWAPP?
Yes. Members can set up weekly, bi-weekly, or monthly recurring tithes in under 30 seconds using Apple Pay, Google Pay, debit/credit cards, or ACH direct bank transfer.
Does SWAPP generate year-end IRS tax contribution statements?
Yes. Donors can download official, IRS-compliant annual contribution statements directly from their member profile at any time, eliminating weeks of manual office paperwork in January.
Step Into the Future of Church Ministry
Try SWAPP completely free for 14 days. No credit card required, no setup fees, and full access to every feature from minute one.
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